Commercial Real Estate Financing

Commercial real estate (CRE) refers to land and buildings used for business purposes, such as offices, retail centers, and industrial warehouses, with the primary goal of generating income. Unlike residential real estate, which is for living, CRE is used for business activities or can be an investment property for generating a return. 

Key characteristics

• Purpose: Used exclusively for business or income-generating activities.
• Investment: A common investment vehicle due to the potential for stable cash flow and high rental yields.
• Leasing: Involves commercial leases that can last from one year to over ten, with various structures like single net, double net, triple net, or gross leases.
• Ownership vs. leasing: Tenants in commercial leases do not own the property, while owners have complete control but are responsible for costs like maintenance and taxes. 

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