Commercial real estate (CRE) refers to land and buildings used for business purposes, such as offices, retail centers, and industrial warehouses, with the primary goal of generating income. Unlike residential real estate, which is for living, CRE is used for business activities or can be an investment property for generating a return. 

Key characteristics

• Purpose: Used exclusively for business or income-generating activities.
• Investment: A common investment vehicle due to the potential for stable cash flow and high rental yields.
• Leasing: Involves commercial leases that can last from one year to over ten, with various structures like single net, double net, triple net, or gross leases.
• Ownership vs. leasing: Tenants in commercial leases do not own the property, while owners have complete control but are responsible for costs like maintenance and taxes. 

Apply today for a quick response from our underwriters.

A business line of credit is a flexible, revolving loan that provides a set amount of capital a company can draw on as needed, similar to a credit card. Unlike a traditional term loan, businesses only pay interest on the amount they actively borrow, not the total credit limit. As funds are repaid, the amount becomes available to borrow again, making it useful for managing cash flow, seasonal gaps, or unexpected opportunities. Apply today for a quick response from our underwriters.

Apply today for a quick response from our underwriters.

A bridge loan is a short-term financing option used to “bridge” the gap between a current need for funds and a future, more permanent financing source. They are commonly used by homeowners to purchase a new home before their current one is sold, providing the necessary funds for a down payment or closing costs. These loans are also known as swing loans or interim financing and typically last for a period of six months to a year.  Apply today for a quick response from our underwriters.

Apply today for a quick response from our underwriters.

Get your funding in as little as 24 hours!

Your company keeps ownership of your invoices since these are only used as collateral for your loan. If you have existing invoices for a large order, but will need to ramp up your support team or hire new subcontractors and purchase additional supplies, use this option. Loan processing is quick and painless, and the payments are typically spread out with terms ranging from 6 months to 2 years. Apply today for a quick response from our underwriters.

Apply today for a quick response from our underwriters.